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Affordability Calculator

How much you can borrow from a lender? Use this calculator to calculate the amount you can afford from the lender's point of view.

Input Information
Loan Information
Down Payment :
Interest Rate : (%)
Length : (Yrs)
Estimated Front Ratio : (%)
Estimated Back Ratio : (%)
Income Information Debt Payment Information
Income 1 : ($) Auto Loans : ($)
Income 2 : ($) Student Loans : ($)
Income 3 : ($) Installment : ($)
Income 4 : ($) Revolving accts : ($)
Income 5 : ($) Other Debt : ($)
Taxes And Insurance Information
Annual Taxes :
Annual Insurance :
Annual PMI :
 Let Me Print That Form in PDF!

Financial Analysis (Switch to Plain English)
Monthly Principal & Interests : $1,540.80
Monthly Real Estate Taxes : $250.00
Monthly Insurance : $125.00
Monthly PMI : $119.59
Total Monthly Payments : $2,035.39
Monthly Income : $8,000.00
Monthly Debt Payments : $910.00
Actual Front Ratio : 25 %
Actual Back Ratio : 37 %
Amount : $287,000.00
Down Payment : $31,800.00
Home Value : $318,800.00
Plain English Analysis (Switch to Financial Analysis)